Where does the Harris County foreclosure sale happen?

At the Bayou City Event Center, 9401 Knight Rd, Houston, TX 77045, in the area designated by the Harris County Commissioners Court. Sales occur on the first Tuesday of each month between 10:00 a.m. and 4:00 p.m. per Tex. Property Code §51.002. The Notice of Sale identifies the specific designated area.

My note is on a property in Fort Bend County. Does that change anything?

The same §51.002 rules apply. The sale happens at the Fort Bend County Justice Center in Richmond rather than in Houston, on the same first-Tuesday cadence. We coordinate with Fort Bend-experienced trustees in our regular default-work rotation.

Does Houston-area MUD tax administration require special handling?

Yes. Many Houston-area properties sit inside multiple overlapping taxing districts: county appraisal district, school district, city, MUD, ESD, sometimes a regional improvement authority. We administer escrow against the total of all bills, disburse to each entity by the due date, and reconcile in the Reg X §1024.17 annual analysis.

Mortgage note servicing in Houston

Texas-licensed mortgage note servicing for Houston private lenders, serving a metro of about 7.3 million.

Counties covered

Harris, Fort Bend, Montgomery, Brazoria, Galveston, Liberty, Chambers

Primary foreclosure venue

Bayou City Event Center — Harris County

Population

~7.3 million

The Houston private-lender market

Houston is the largest Texas metro by population and one of the most active seller-finance markets in the state. Harris County is the core; Fort Bend, Montgomery, Brazoria, and Galveston counties together hold a meaningful share of the regional owner-finance paper. The market mixes urban inner-loop sales, suburban subdivision-developer paper (especially in Montgomery and Fort Bend), and rural acreage in the surrounding counties.

Foreclosure mechanics in Houston

Harris County foreclosure sales happen at the Bayou City Event Center, 9401 Knight Rd, Houston, TX 77045, in the designated foreclosure-sale area set by the Harris County Commissioners Court. Notice of Sale filings go to the Harris County clerk. Each surrounding county (Fort Bend, Montgomery, Brazoria, Galveston, Liberty, Chambers) holds its sales at its own county courthouse. The Notice of Sale is the authoritative source for the specific designated area in any particular county for any specific sale.

For the full §51.002 timeline and the first-Tuesday rule applied to any month, see the Texas foreclosure timeline and the Texas Foreclosure Calendar tool.

Houston property tax escrow

Harris County effective property tax rates run roughly 2.0 to 2.5 percent of market value, with MUD-heavy areas in Fort Bend and northwest Harris carrying the high end of the range. Houston ISD, Cy-Fair ISD, Spring Branch ISD, and similar large school districts dominate the tax stack. Hurricane Ike and Harvey aftermath continue to affect flood-zone reassessments in coastal Harris and Galveston; ag-exempt acreage in Montgomery and Waller carries materially lower bills.

For the year-in-the-life property-tax calendar (Jan 1 lien date, Jan 31 due, Feb 1 penalty cascade), see our property tax escrow page.

Why a Texas-only servicer fits Houston

A Texas-only servicer with daily Harris County notice work is the right fit for Houston-metro private lenders. The §51.002 mechanics, the Harris County Commissioners Court designated-sale-area conventions, and the multi-MUD escrow administration that defines Houston-area property tax are work we handle daily.

Primary foreclosure-sale venue

Bayou City Event Center

9401 Knight Rd, Houston, TX 77045

Sales held on the first Tuesday of each month between 10:00 a.m. and 4:00 p.m., per Tex. Property Code §51.002. The specific designated foreclosure-sale area within the designated sale location is set by the Harris County Commissioners Court and identified on the Notice of Sale.

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Houston questions, answered

This page is general information about mortgage note servicing in the Houston area. It is not legal advice. Foreclosure procedure, property tax administration, and licensing requirements depend on the specific loan, county practice, and applicable law; consult a Texas real estate attorney for any specific transaction. Moat Note Servicing, LLC (NMLS 1419346) is a Texas-licensed mortgage servicer based at 1602 N PanAm Expy, San Antonio, TX 78208. We serve all of Texas including Harris, Fort Bend, Montgomery, Brazoria, and surrounding counties.

Texas-licensed servicing for Houston portfolios

Bring a sample loan from Harris or any of the surrounding counties. We will tell you whether we fit and how the boarding looks.

Schedule a Consultation Or call us: (210) 504-8878